I am not downvoting you, but there are serious flaws in your 'club' model. For one, there is nothing stopping people from doing your 'club' model right now; anyone can start a bus company, create memberships, and have criteria for who gets to ride on the bus. There aren't a lot of them, but ride share companies exist. If you don't want to use public transport, you are free to use one of them.

Second, not everyone can afford to pay as much as a 'club' bus would cost. While you might think that is ok, and that people who can't afford it on their own don't deserve to be transported places, a lot of us disagree with that. We think that even poor people deserve to be able to get to work, to get to the store, and to move around.