No, my moral beliefs apply to me. Where on earth did you get the impression that they were universal truths when nothing I said even remotely suggested anything of the sort?
Morality isn't universal by definition. That's the point. Since I said what I believe, and only applied it to me, that is not making a universal claim. The person I replied to was saying what he believes and how it applies to me because he says so. Let me make it clear:
Person A: Oranges taste good.
Person B: No they do not.
These people are both making personal statements of their own beliefs/opinions. Even though the phrasing does not explicitly state "I personally believe oranges taste good", it is implied because it is a subjective statement and neither could reasonably make a universal claim.
Person A: Everyone like oranges.
Person B: I do not like oranges.
Person A is trying to make a universal claim. Person B is not. "I do not like oranges" is a personal claim. "I do not have a moral obligation to give money to people just because they tell me to" is a personal claim.
> There are no moral consequences of piracy.
So, their beliefs are not universal moral truths, but yours are?