Couldn't agree more. The OP seems to only be doing this to keep peace with his/her own OCD. I somewhat empathize with the pain; it used to drive me crazy too.
Here's a much better way of "outsmarting" it: buy an MTA EasyPay Xpress card[1]. The card will be linked to your credit card, so you will never have to worry with insufficient fare again.
Plus you still get 5% every $5, with the convenience of auto-refill, and full protection if you ever misplace your card.
Here's a much better way of "outsmarting" it: buy an MTA EasyPay Xpress card[1]. The card will be linked to your credit card, so you will never have to worry with insufficient fare again.
Plus you still get 5% every $5, with the convenience of auto-refill, and full protection if you ever misplace your card.
Way better than spending time counting pennies.
[1] http://web.mta.info/metrocard/EasyPayXpress.htm