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MTA internally only claims the revenue as earnings once they expire. They could do it your way, but the accountants would throw a fit.

Also while they now cost $1 for most of the program life they were indeed free.

Anyways regular users use unlimiteds, bank account backed cards, or do some fancy rolling over of tax advantaged cards for the most part.




The unlimited doesn't make sense if you only use the subway twice a day (to and from work).

You can roll the balance of a nearly expired card onto a new card, but I don't know if there is a way to recapture your $1 card fee.


If you use the subway twice a day, 5 times a week, you're only one round-trip per month away from break-even on a monthly unlimited. So unless you really never do anything else, its a pretty sensible option.


You're right, the accountants probably wouldn't have it anywhere close to the official books.

edited from previous because I completely misread the part about auto expiry.




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