I think the key is that Tor should only be used with HTTPS connections. Anyone that's like "zomg, my HTTP connections are being recorded by Tor exit nodes don't use Tor!" is kinda being a bit silly. I know personally people the have designed hardware for major ISPs to specifically record HTTP traffic for non-benign purposes.

I don't trust Tor for a completely different reason: you become a threat. Just by sending Tor traffic from your home, you're flagged as a potential active monitoring target, and I don't really need the additional heat.