What problems with paying with credit card are solved with paying by phone?
You can loose both, you can forget both, Also credit cards are water proof, drop proof, have no battery issues, no network connection issues. Even though you could leave your credit card at home you still need to carry your drivers license, work badge, grocery discount card, student id, gym membership card, atm card in case you need to get cash, make up, car keys, so what if you have to carry an extra card.
- It's a bit easier to pull out my phone from my pocket vs. pulling out my wallet, then locating my card, and then pulling that out
- Tapping my phone is an easier process than aligning and sliding my card through a narrow slit
- I'd love it if coin-like functionality is one day integrated into my phone, so I can select a specific card to use vs. digging through my wallet for it, or switch cards quickly and try again if the first one gets denied, etc.
These are all admittedly minor, but many successful technologies are about increased convenience anyway.
You can loose both, you can forget both, Also credit cards are water proof, drop proof, have no battery issues, no network connection issues. Even though you could leave your credit card at home you still need to carry your drivers license, work badge, grocery discount card, student id, gym membership card, atm card in case you need to get cash, make up, car keys, so what if you have to carry an extra card.