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The same loan/tuition dynamics don't apply in the UK, because:

- The government controls undergraduate tuition fees for UK/EU students (currently capped at 9k per year).

- Until about 25 years ago, undergraduates' tuition fees and living expenses were paid by the state. These two direct subsidies have gradually been replaced by student loans. It will take some time for people's tolerance for larger and larger student loans to match that in the US.




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