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I wanted to 'not get paid' instead of going negative on my PTO. (I don't like any form of 'negative' debt) I was told I couldn't do that without quitting and coming back because the benefits system was all wired up wrong. This would of course reset everything in the system.

If I had an ACA-based health insurance policy, I would be covered there, but any other benefits via the company would be canceled for the time period.

I think there needs to be a bigger push for benefits that we select and maintain ourselves with companies just contributing some sort of minimally mandated stipend related to salary level.

I value the freedom of my time over wage (salary, but still) slavery the older I get.




If you're going to go into "debt", vacation debt is the right kind. It doesn't accrue interest, it doesn't impact your credit rating, and they can't subtract it from your paycheck in most states (like CA) if you leave the job - they have to chase you to pay it back, and many companies don't bother.


I agree 100%. I used to work in an IT job for a school and there was very little for me to do for most of the summer. I asked if my contract could be adjusted so I could have a month or two off during the summer, unpaid and, like you, I was told that just wasn't feasible due to various bureaucratic concerns.

I like the idea of benefits that are not tied to the employer but to which the employer contributes some amount of money. Although at that point, might as well just pay me more and let me take care of it.




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