I find it odd that in a world where people can configure two-factor authentication for their email, we're not doing it universally for money.
My Australian debit card requires a PIN for anything over AUD 100 at a store, and if I'm buying online I get an SMS from my bank to provide a confirmation code. Seems sensible.
Additionally, even though it's a debit card, transactions are generally left pending for 4-or-so days during which I can call the bank and have them blocked.
My Australian debit card requires a PIN for anything over AUD 100 at a store, and if I'm buying online I get an SMS from my bank to provide a confirmation code. Seems sensible.
Additionally, even though it's a debit card, transactions are generally left pending for 4-or-so days during which I can call the bank and have them blocked.