This is at the top of HN right now: https://news.ycombinator.com/item?id=6722292

And here's a -fun- / alarming story of someone I know, which I wrote up on my blog: http://williamedwardscoder.tumblr.com/post/24949768311/i-kno...

I'm not dismissing what you say, I'm saying that alternatives don't look much better right now.