Yep. Lived on 14th and Lakeside all of last year. I have been stranded in SF multiple times. The trick is to not take Uber and pay cash.
Furthermore, unless you get stuck out multiple times a week half the rent cost still puts you way ahead. I was paying $1200 with parking for 800 sq ft and a dishwasher right on Lake Merritt. I never felt in danger there.
Living in Emeryville on San Pablo was another story... That was only $600 though ha.