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I use BizFilings for a single-member (me) LLC incorporated in DE. I think it costs $200-400/year, mostly in DE fees. It's all Schedule C expenses, of course, against your income -- make sure keep good records.

If you're doing an LLC and not planning on any future investors, Delaware isn't really critical, IMHO. (Many investors want a C-corp in DE).

Finally, even though it's just "paperwork",I found having an LLC with a real EIN (and a phone number and FAX number and a real address), added some legitimacy that has been very useful in a few circumstances.

For example, health insurance for a one-man business (me) was cheaper for the same coverage than the "direct" plans for individuals. But they wanted a bunch of proof, like my certificate/articles of incorporation in DE. Go figure.




Payne, who did you get your biz health insurance through?




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