Noooo, not what the GP is suggesting at all. The GP is saying that local public schools generally pay subsidies to instate students, so that's not a very expensive proposition. He's saying that it shouldn't be $40k + $40k, but rather $10k + $0k (live at home with parents). Racking up an unnecessary $70k/annum debt is something of a self-infliceted wound if that more expensive option isn't going to pay itself off through increased earnings later in life.
Exactly, and thank you. There are a lot of options between borrow 100% of a 4-year degree at the most expensive option available, and don't go to college at all. I think most people that want to go to college can find an option that works without burdening them with life-crushing debt. It might not be 4-years of the typical undergrad experience at State U though. You might spend a couple of years at community college. You might take 8 years to finish because you are working your way through school. There is nothing wrong with any of those options.
