> was the author ever subject to the law in the first place? Perhaps the competitors who you suggest are flouting the law brought the matter to their legal counsel, who concluded that they were exempt.
You can read the law and decide for yourself. The text is actually fairly clear: if you receive money from one party for the purpose of transmitting it to another party then you need a license.
That tells us something about the nature of what passes for "law" in contemporary times, doesn't it? I mean, there's no particular reason that every single citizen shouldn't understand what is and what isn't illegal, without any need for a specialized class of judges, lawyers, etc. to interpret, debate, spin and mangle things.
Limit the scope of government very narrowly, to about what Bastiat argued for[1] and a lot of this problem would go away.
You can read the law and decide for yourself. The text is actually fairly clear: if you receive money from one party for the purpose of transmitting it to another party then you need a license.