Interesting. If one found oneself seeking an insurance-free doctor in the future, how would one go about locating such a doctor? What questions would one ask, keywords would one search, or directories would one consult?
One advantage to a high deductible policy (besides being covered in case of something big and bad happening) is that your normal care will be billed at the rate the insurance company negotiates for all its clients, even if you are paying out of pocket or via HSA because you haven't hit your deductible.
