By "everyone" I'd say that if any social or comms platform allows DMs you will get messages that say something like like "Hey!" from those scammers. If you reply you will get questions meant to qualify you like "How old are you?" pretty quick and if you pass they'll work you over for months
To be fair, if Troy Hunt, who's made his career in cybersecurity can get scammed, thinking you're too smart to ever fall for a scam is just pure hubris.
If am referring to pig butchering scams, not phising attacks or scams in general.
I would e.g. instantly enter my username and password at work into any prompt that requests and looks as usual since Microsoft request my system password randomly all the time theough webpages. It is not my fault...
Of those you have met, who would be at risk of falling for such scams? I know about maybe two.
And the combination of being both susceptible and not chronic broke is quite rare. Both those I know about who I guess fall for this stuff are broke.