YMMV. No boilerplate is exactly the same, there is usually some level of business logic or customization. With current gen I can point to a couple different files, maybe db models, and write a quick spec in 30 seconds and let it run in the background implementing the backend routes I want. I can do other valuable things in parallel, I can also point it to my FE to implement the api calls to the BE. It’s for me much quicker than a template which I am still customizing.
Is it a substantial blocker? Nope, but it’s like I outsourced all the boilerplate by writing a sentence or two.
It is though, because it can do a pretty good job of every template.
I remember what I revelation it was a million years ago or so when rails came along with its "scaffold". That was a huge productivity boost. But it just did one specific thing, crud MVC.
Now we have a pretty decent "scaffold" capability, but not just for crud MVC, but for anything you can describe or point to examples of.
Most boilerplate I write has a template that I can copy and paste then run a couple of "find and replace" on and get going right away
This is not a substantial blocker or time investment that an AI can save me imo