doing a startup in Bay area with a family is not practical for a lot of people, especially given the current rental/living expenses.
That's still fear of failure, only in that case, the fear may be well founded. If they fail, they cannot feed their family, so they are afraid of failing and probably for good reason.
It's not fear of failure. It's possible that there are people who couldn't do a startup even if guaranteed 100% chance of success in 10 years due to the stress/lack of money in the mean time.
That's still fear of failure, only in that case, the fear may be well founded. If they fail, they cannot feed their family, so they are afraid of failing and probably for good reason.