It's not about the 30%, it's about giving you the ball for $3.30 then taking the ball away sometime later saying you can no longer play with it and no, there won't be any refunds.
I have an account as old as yours, and the games I have lost access to have been pulled by the publisher, never by Valve. We’re talking about one or two games in a 500+ library, and I don’t even remember which.
500 is a lot of games. I think mine is around 100-150. Just to get a sense of scale, maybe the reason why I never saw anything get pulled. In fact the opposite, I have received free games over the years.