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> This is where a big mistake is. Always, ALWAYS phone or contact back using the company’s official channels.

The problem, and the reason why that scam approach works half the time, is that calling back is a huge PITA these days between 1) endless routing menus or some "smart" AI bot that is f*ing useless (seriously, I have never been helped to my satisfaction by one of those), 2) long long long hold times to get to a human, if you ever do, because every single company is always "expecting greater than usual call volumes" -- wtf? call volume distributions are Gaussian, ok? so adjust accordingly.






Calls are also just inherently more likely to arrive when call volumes are above average. There are more calls then.



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