Indeed? I'm saying it likely does hurt the customer and in ways that the customer often doesn't realize. That doesn't make it bad per se, but it would be great if more people would realize and address the risks involved.
> Those credit card perks are directly subsidized by the handling fees they charge your local businesses
The “local business” more than makes up for credit card fees via increased spending. They know their margins and the minimum amount needed to make a credit card transaction worthwhile. That’s why many have minimum transaction amount to use a credit card.