I don't think a lot of people realize how few people are "rich" in the sense of not being impacted by the labor market, or how virtually all of them are retirees. CFOs aren't looking forward to a massive shift in the labor market for accountants any more than CPAs. Warren Buffet has a "job," he writes those letters for BH and oversees the firm's investments at a high level... and most of the people who live off of investments have children in the workforce. Even most people whose children live off of their investments have kids in the (nonprofit) workforce.