It seems to be missing the most common type of debt I've seen:

Founder's debt.

This was debt that was created by the founders to get the fast, good value tech out the door. Low hanging fruit that ends up being the foundation of the whole shebang.

The founding documents of many countries fall into this category lol (but not USA! USA! USA!)

Macgyver debt and foundational debt come closest, but neither quite outline this phenomenon.