Indeed. Decentralised currency is at least a technology that can power the individual at times, rather than say governments, big corps, etc especially in certain countries. Yes it didn't change as much as was marketed but I don't see that as a bad thing. Its still a "tool" that people can use, in some cases to enable use cases they couldn't do or didn't have the freedom to do before.
AI, given its requirements for large computation and money, and its ability to make easily available intelligence to certain groups, IMO has a real potential to do the exact opposite - take away power from individuals especially if they are middle class or below. In the wrong hands it can definitely destroy openness and freedom.
Even if it is "Open" AI, for most of society their ability to offer labor and intelligence/brain power is the only thing they can offer to gain wealth and sustenance - making it a commodity tilts the power scales. If it changes even a slice of what it is marketed at; there are real risks for current society. Even if it increases production of certain goods, it won't increase production of the goods the ultra wealthy tend to hold (physical capital, land, etc) making them as a proportion even more wealthy. This is especially true if AI doesn't end up working in the physical realm quick enough. The benefits seem more like novelties to most individuals that they could do without where to large corps and ultra wealthy individuals the the benefits IMO are much more obvious with AI (e.g. we finally don't need workers). Surveillance, control, persuasion, propaganda, mass uselessness of most of the population, medical advances for the ultra wealthy, weapons, etc can now be done at almost infinite scale and with great detail. If it ever gets to the point of obsoleting human intelligence would be a very interesting adjustment period for humanity.
The flaw isn't the technology; its the likely use of it by humans and their nature. Not saying LLMs are there yet or even if they are the architecture to do this, but agentic behaviour and running corporations (as OpenAI makes its goal on their presentation slides to be) seem to be a way to rid many of the need for other people in general (to help produce, manage, invent and control). That could be a good or bad thing, depending on how we manage it but one thing it wouldn't be would be simple.
your westernness is showing
go ask SA or Africa how useful it is that they arent restricted by insane dictatorial capital controls anymore