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> The people agreeing to these debts, by definition, do not have an education in complex debt instruments that cannot be discharged.

I mean it's a pretty simple concept that you borrow money and you must pay it back.

However we agree that the failure is that we do not educate them enough already in the first 12 years we force upon them. For that I blame a lack of options, government "standards" which become ceilings instead of floors, and the unions that protect bad teachers, also I'll note as a foreigner in the US. The US Schools i've seen (and i'm extrapolating here to most public schools) are ran like social clubs and have far too much time devoted to bs that does not help the kids. I'm talking about extracurriculars that impede with a quality education. Football is not a subject we should be prioritizing as a nation... Formals, homecoming, spirit days etc are such a distraction from what highschool kids should be focused on -- Growing up and making a viable future for themselves.

People note that Highschool rankings in Canada are excellent, well guess what? None of that happens in Canadian highschools (that I'm aware of), there might be a school dance or two, and "Prom" is very low key, relatively. High school football is small time...




I am disinclined to agree with you. Homecoming, football, having fun in sports, are exactly what kids should be focused on. They should be enjoying life, not hunched over materials studying late into the night.

Of course, focus on footballs, elaborate dance, and other sports can be excessive. I merely object to the excessive focus on academics, the rat race, and pressure cooker environment to get education at top ranked colleges.

On the contrary education should be meeting the needs of the 21st century, teaching skills to create functioning adults that can navigate life's challenge, such as avoiding scammers, how to judge quality information, how to diagnose and solve emotional challenges. There will still be classes taught on academics such as learning to read, simple arithmetic.

Only when they're adults that their focus will entirely be on academics. Academics are easy if you're well adjusted and know how to learn.


> navigate life's challenge, such as avoiding scammers, how to judge quality information, how to diagnose and solve emotional challenges

where are the parent's? They're meant to be the ones teaching these non-academic education to their children.

School does not replace parenting. School is for academic studies - stuff that a parent won't have had the qualifications to teach.


where are the parent's? They're meant to be the ones teaching these non-academic education to their children.

School does not replace parenting. School is for academic studies - stuff that a parent won't have had the qualifications to teach.

This is rigid thinking. We should be adapting schools to the need of the 21st century and challenges our current population faces, rather than have people sink or swim.

Leaving it to parenting alone is basically sink or swim. Some do great. Some do shit. Some are middling. Never mind the fact that a large part of children time are spent in school. Schools are basically daycare. They're also 'raising' children whether we want to admit it or not.

That's pretty much the hard part. There will still be some needs for some academics classes. However, once you teach them how to learn, learning academics is easy to do.


canadians are highly educated yet their economy is in the absolute shitter. i know which country id rather live in.


It's unclear to me which country you mean you'd rather live in.

But for me, I actually do prefer to live in the US. But it's a fallacy to think there aren't ways the best could be improved. IMO the US could stand to do a little bit of growing up, and get rid of this "life is a club/party, and partying is the meaning of life" mentality that I see is so the root of many different kinds of behaviors (that are not partying in and of themselves)


i agree, but the life is a club/party mentality isn’t what’s plaguing education, it’s the waste of time trying to get the bottom 10% of kids to perform at the median level. when i was in school, those kids got sent to alternative school so the rest of us could actually learn.

furthermore, i think not enough attention is being paid to the top 10% of students, most of whom are ignored as the teacher tries to wrangle a few shitheads poisoning the well of the classroom so to speak.

i think teachers should be paid roughly 5x their current median wage while simultaneously making it as difficult to become a teacher as a doctor , lawyer, or any other prestigious licensed position

the problem solves itself


not sure why the formatting on my previous post is fucked, on mobile, apologies.




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