you can teach someone about financial concepts, without having the actual monies. These are not physical activities requiring actual mediums like driving or swimming. They are mental concepts - an extension of critical thinking and maths, with a bit of instruction following mixed in.
Good luck. In math, it's extremely difficult to teach the mental concepts and critical thinking. Unless you have a gifted teacher, most schools just teach you rote memorization and solving countless duplicate problems that use the same technique.
This is not teaching, it’s a fabrication
Can you teach swimming to a guy who has never left Sahara desert and has never seen water?
Can you teach teaching driving to a guy who’s never touched a car?
Then how do we teach finance/banking to a kid who has never earned a salary, paid bills, and probably never even held more than $100 at all?