your car is 12 volts, and USB is 5 volts; 12 or up to 20 these days for laptop charging. My computer's CPU is probably 1.8 volts but I can't remember the last time I had my multimeter on that, but that's still more than millivolts.
Probably meant milliampere, specifically 1 milliampere. But yes, usually lightweight engineers are familiar with TTL and limit themselves to 5V. 12V+ is another arcane realm you don't want to touch.
Some old serial ports had 12V and a high max current. The DIY things you attached here were prone to kill your mainboard.
Voltage/current is either 0 or 1. Anything higher kills software developers instantly.
In telecoms 48V dc is very common and not always even connectorised! It's "safe-ish" but DC makes me more nervous than 240v, big thick 400A cables into a rack are quite intimidating to see but the main issue is DC is sticky and doesn't have the safety protections of RCDs etc. Indeed you are lucky to get a working isolator.