Finland tried to copy it, but the Finnish card (while based on the same technology) is used very little. Finnish banks already had their own OTP solutions, which they started offering for authentication on other web sites, so no-one wanted an extra authenticator on top of that. This of course means that you get phishing emails pretending to be from all sorts of government services, where the goal is to get your banking credentials and take your money.
Since then, mobile phone operators added their own authentication system based on credentials residing on your SIM card <https://mobiilivarmenne.fi/en/>. You prove your identity when getting a mobile phone contract and can then use that to log into many sites.
Finland tried to copy it, but the Finnish card (while based on the same technology) is used very little. Finnish banks already had their own OTP solutions, which they started offering for authentication on other web sites, so no-one wanted an extra authenticator on top of that. This of course means that you get phishing emails pretending to be from all sorts of government services, where the goal is to get your banking credentials and take your money.
Since then, mobile phone operators added their own authentication system based on credentials residing on your SIM card <https://mobiilivarmenne.fi/en/>. You prove your identity when getting a mobile phone contract and can then use that to log into many sites.