When people say, “I have nothing to hide.” I remind them that they have a door on their bathroom and curtains over their windows for perfectly innocent yet no less valid reasons.
>...When people say, “I have nothing to hide.” I remind them that they have a door on their bathroom...
This was my 'go to' question for several years but it wasn't long until I met someone (we're actually now good friends) who gladly leaves the loo door open and do whatever in full view of anyone. From there I ended up with sturdier concepts, some listed below.
Another way to deal with this is to comment on their smartphone perhaps saying something like "Oh is that the new iPhone? Can I have a look" then ask them to unlock it. If they do so turn the phone away from them and start clicking on random apps or the settings and take a photos of the screen.