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No, that's the problem, a hacker can clone your SIM. it's not trivial, but it's not impossibly hard, as in there are known attacks and if your fortune is protected by SMS 2fa, you'd better hope you don't draw attention from a motivated attacker. SS7 attacks and others are not theoretical.



Actually all it needs is walking into the AT&T/Verizon store with a convincing fake ID + "I lost my phone"

Or a rotten apple working at the store who is working together with the perpetrator




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