This line of thinking just sounds like being afraid of the mythical welfare queen and other policies enacted to protect wealth for rare occurrences.
It sounds good to make all these measures to make sure the scummiest people can't do their scams but most of the time you end up punishing people who need the protection the most by locking them out of the protection for not being able to legally navigate all the box checking.
Punish scammers harshly when caught, make it some exponential number of any profit gained, and open them up to audits in the past to figure out that exponential number. Opening it up to criminal liability and elimination of certain settlements without admitting guilt seem like it might help too.
It sounds good to make all these measures to make sure the scummiest people can't do their scams but most of the time you end up punishing people who need the protection the most by locking them out of the protection for not being able to legally navigate all the box checking.
Punish scammers harshly when caught, make it some exponential number of any profit gained, and open them up to audits in the past to figure out that exponential number. Opening it up to criminal liability and elimination of certain settlements without admitting guilt seem like it might help too.