While it might create an incentive, it’s a very high risk activity.
It also creates the right incentives for the company that it should:
A) not create policies that can result in ‘ruining a consumer’s life’ or at least do so knowing that it is a high risk, high cost activity.
B) know that if they choose to create such policies, they need to be adequately monitored for fraud and false positives.
That seems like a positive outcome.
While it might create an incentive, it’s a very high risk activity.
It also creates the right incentives for the company that it should:
A) not create policies that can result in ‘ruining a consumer’s life’ or at least do so knowing that it is a high risk, high cost activity.
B) know that if they choose to create such policies, they need to be adequately monitored for fraud and false positives.
That seems like a positive outcome.