I have replaced my calendar with todos. But not to the extent of this author.
I don’t fill it with junk — “watching game of thrones” (wtf), but it’s filled with items that generally have a due date.
- due date for water bill
- due date for credit card bill
Then it’s repeated monthly.
I have my creditors setup to auto withdraw from a throwaway bank account (I only keep it funded with the amount needed to pay my bills). Calendar reminder is there to remind me to check if throwaway bank account is funded sufficiently.
I do kind of like the idea of a “done” calendar which will give a better visual indication rather than just dismissing the cal notification
I think the Game of Thrones type entries still are calendar entries to block time for personal events and not really To-Dos necessarily. I know plenty of people who block their calendars for personal time.
To be honest, it’s a bit of overkill. The protection afforded here is against creditors with poor technical expertise or perhaps a computer error.
Many stories of creditors auto withdrawing more than what was authorized. If a creditor was supposed to be paid $100, but somehow they withdrew $10,000.
I’ll be out of that money for an unspecified moment of time. By having a minimally funded bank account, that withdrawal attempt for $10K will get declined.
Unfortunately in USA, ACH (direct debit or credit) transactions do not have the same protections as debit or credit cards.
I don’t fill it with junk — “watching game of thrones” (wtf), but it’s filled with items that generally have a due date.
- due date for water bill
- due date for credit card bill
Then it’s repeated monthly.
I have my creditors setup to auto withdraw from a throwaway bank account (I only keep it funded with the amount needed to pay my bills). Calendar reminder is there to remind me to check if throwaway bank account is funded sufficiently.
I do kind of like the idea of a “done” calendar which will give a better visual indication rather than just dismissing the cal notification