Well my point is that healthcare is getting more and more expensive. At some point we will come to a limit where the money is not there or that the individual himself has to directly pay for it and take that decision. Will the kids work their asses off for the rest of their lives to give their dad another year? Or are we prepared to pay double the tax rate we pay today to cover all the new opportunities in healthcare? If more and more people live to 100 and beyond, then we will need more and more healthcare over a lifetime. Who will pay for that?