Does the 4% withdraw rate account for inflation? If not, 20K will worth very lit... | Hacker News

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ww520 on May 24, 2012 | parent | context | favorite | on: First Retire... Then Get Rich

Does the 4% withdraw rate account for inflation? If not, 20K will worth very little in 30 years.

fennecfoxen on May 24, 2012 [–]

4% is a commonly used estimate for the average annualized real return on the stock market - so yes, a real return adjusted for inflation.

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