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Thanks for answering. I misread your orig post. When you said you had 109k last month I thought that was monthly rev, which would make your arr 1.3mm. The standard offer 500k for 7% is pretty bad (5x rev multiple with x00% growth)

Overall the money isn’t a lot. It sounds like you’re strapped for cash. If you optimize for that you’ll likely find much better terms. The point about cohort being so many idea stage is that they focus on that and have resources geared towards those people. And the community (cohort) will be much less mature business wise. They give you the golden touch which helps for cos selling vapor ware. I think you’re beyond that and can go more traditional route to raise money. Did you reach out to other vcs?




> The standard offer 500k for 7%

They will not give you all of that in one go. $125k initially and rest of $375k if you are valued at-least at $15M post money round.


Unless it changed very recently, which from my reading it didn’t, that’s not correct.

The $375k is an uncapped safe with mfn, but you do get the whole $500k upfront.

Source: https://www.ycombinator.com/deal

Also sourced from getting said $500k, thus the confusion on my end.


> In a typical scenario where you raise your next safes at a $15M post-money valuation cap, the $375,000 MFN safe would convert into $375,000 / $15,000,000 = 2.5% of the company.

Maybe, I misunderstood then! I thought they were referring to next funding round to hand over rest of $375k. But in fact, it was just the calculation to explain the valuation of the company in ref to that balance.




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