Moreover, lots of people already feel like they've lost right when they've started. Imagine if you get a degree in the wrong field, like business administration, and find yourself working as a entry level marketing manager making 50k.
Rent eats up half your take home pay and while you're not terrible with money, you are also not super frugal. So you are ultimately saving a few thousand a year. At this point road to being rich is half a century away and pretty narrow. You better not get sick, or have to take care of an injured family member, or scammed, or divorced, or laid off for an extended period of time. And all around you is a media, political, and social ecosystem telling you the good times are over.
It makes sense why some people just decide to lie-flat.
Rent eats up half your take home pay and while you're not terrible with money, you are also not super frugal. So you are ultimately saving a few thousand a year. At this point road to being rich is half a century away and pretty narrow. You better not get sick, or have to take care of an injured family member, or scammed, or divorced, or laid off for an extended period of time. And all around you is a media, political, and social ecosystem telling you the good times are over.
It makes sense why some people just decide to lie-flat.