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It's idiotic that health insurance companies aren't clamoring to buy out SawStops and hand-deliver them to everyone with a table saw, asking them to install them at no cost in exchange for an insurance discount.

It's idiotic that health insurance companies don't pay for gym memberships and reduce your premiums if you deliver them screenshots of your workouts and pictures of making healthy food at home.

That's what a sane insurance company that wants to increase profit margins would do. Get out there in the field and reduce the number of times they need to pay.




Insurance profits are capped at a percentage of what they spend, and they sell to a captive market, there's no incentive for them to minimize costs.




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