This is all very bad for our society. But maybe I do agree with you that more people of modest wealth should take advantage of it. This would make the problem more visible, and thus more likely to be fixed.
There are a lot of things that people do in society which I've declined to do as well because I feel that they're wrong but I've come to realize the way to make people stop doing those things is to just do them in a really oafish way so that the public sees how bad they are and hopefully they'll fix it.
