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never understood this mantra of 2 %, mindlessly pound out by the msm.

in twenty years your savings have lost nearly half of its purchasing power.




0.98^30 = 0.5459, so more like 30 years. But, that's why you have to put the bulk of your savings in equities and bonds.


You probably shouldn't be storing all your savings in cash. I think it's generally considered better practice to put at least some percentage into something market-based, like an index fund.


...if held in cash. Were you holding your savings in cash?




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