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There hasn't been a legal obligation to have private health insurance since the Tax Cuts and Jobs Act of 2017, which was 7 years ago.

But still, your point stands, despite the specific example no longer being true.




I had to refresh my memory, so I looked it up. What I see now is that the mandate is technically still law, but the tax penalty was eliminated. Not that it’s a meaningful distinction, just an odd legal artifact.


There are still some states that require health insurance.




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