If your mass-market commercial product needs this by design, you will fail. To successfully sell a product to the general public, it must work out of the box.
They exist, but they're expensive. And the products they sell are not really consumer devices, they are B2B products marketed at contractors.
They're really two different markets, the bulk of the home automation market doesn't want to spend $10K+ for a contractor to check the same feature boxes that something on the shelf at Home Depot can do for a 3-digit price tag. Labor is really expensive, so home automation contractors operate almost exclusively on the high-end of the market.