Both points are valid, and I agree with both. It's ok, they're different points.
First, it is a problem that people don't recognize and acknowledge the external factors behind success. It leads to poor decisions, helplessness and other negative feelings, and reactivity ("why didn't you just save more of your minimum wage like I did with the interest from my trust fund?").
Second, it is a problem to see success as only determined by external factors, then you lose agency and are less likely to do as well as your opportunities allow. You are permanently "bad at math", you can only get somewhere if the Man stops pushing you down. It's the opposite of a growth mindset.
First, it is a problem that people don't recognize and acknowledge the external factors behind success. It leads to poor decisions, helplessness and other negative feelings, and reactivity ("why didn't you just save more of your minimum wage like I did with the interest from my trust fund?").
Second, it is a problem to see success as only determined by external factors, then you lose agency and are less likely to do as well as your opportunities allow. You are permanently "bad at math", you can only get somewhere if the Man stops pushing you down. It's the opposite of a growth mindset.