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> Also, you pay less in taxes (income and sales tax) since you're in NJ.

If you live in NJ but work in NY don't you pay NY taxes? And even if you want to get around that somehow, won't any normal employer payroll withhold for NY before you even see it?




New York State taxes, yes. However, New York City taxes are a different ball game. NYC levies an additional tax.


This actually bit someone I know in the ass this year, somehow. His employer was withholding federal and state, but not city taxes. (I have no idea how this didn't happen to him last year, but he was shocked that suddenly he owed quite a bit.)




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