And it created new inflated reality. That's what current baseline is and nobody ain't going back, money are simply worth less... I do expect this trend to continue on medium to large time scale
From a practical standpoint, there's little difference between these things. It's all more money in the pool. It's not like wages are tied to productivity.
Unfortunately it's a fever dream that, as an individual, you have no choice but to buy into. In a world with 7% annual inflation, putting your money in a traditional savings account is tantamount to hiding it under your mattress.
A high yield savings with Discover has a 4.3% APY right now. That's higher than both the mortgage I took out in 2016 and the loan I took out a few years later for new windows on said house.
Don't discount credit unions. If you or a family member is or was in the military you can get into Navy Federal which even offers interest on their checking accounts (!!). And more importantly, a serious lack of fees and add-on charges.
The problem is, eventually there will be a correction, there has to be, as every bubble will pop sooner or later. And then, a lot of people will be left holding really fucking large bags, like the Detroit housing market post-2008 where people were completely underwater with their mortgages, and communities/society at large would be left with the fallout of urban blight.
Meanwhile, those profiting from the bubble all the time have long since cashed out.
A huge part of the "increases" in real estate and stock market values is backed by nothing more than fever dreams.