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One of my favorite YouTube videos on this subject: https://www.youtube.com/watch?v=ggUduBmvQ_4

Key point: airlines are more powerful than normal banks - they are central banks, with complete control of the money (point) supply. On the trilemma [0], they chose to control the exchange rate (points to flight value) and have an independent monetary policy (how many points to issue to flyers or other buyers).

[0] https://en.wikipedia.org/wiki/Impossible_trinity



When fliers realize points-miles are a fool’s errand, they will simply ignore them and go back to only considering price, flight time, number of stops, and customer service.

Points-miles are a way for airlines to lock and keep their customer base while treating their customers like cattle.




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