My insurance company has a phone app that collects the same info - speed, deaccelation (gyroscopes), etc. the app is optional but qualifies you for a discount after 3 months of app history, if your driving pattern meets their standards. They told me they do not impose rate increases based on the app’s reporting, only discounts. I did not install it
but the point is: You don’t need a car device anymore.
My insurance company's app sometimes detects commuter train rides as car trips. As far as I can tell, there's no way to tell it "No, I'm not actually driving now".
but the point is: You don’t need a car device anymore.