Average price of a new car is around 49k. What’s an extra $15k-20k when you’re financing for 5, 6, 7 years? Yeah, it’s financially irresponsible, but this is America. The entire system is built on spenders vs savers.
That's a fair point, though I think interest rates are putting a damper on the mentality at the moment. Then again, Ford offers aggressive buydowns to fix that.