Yeah but the vast majority of people don't actually use home dir directly and the people who do also know enough to enable it in finder options, search for it using help or the help search soertcut, bookmark or search for it using spotlight.

Spotlight (cmd space) also means you pretty much never have to navigate to a file/folder.

Fyi home is cmd + shift + h which you can find in the go menu or by search for home in the help menu.