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> getting grief from your mortgage lender or insurer, paying early termination fees on rent and services

A lot could be included in this, but let's make some specifics explicit: if you locked in housing costs in 2020, it's entirely credible that a move could involve a 50-100% increase on that front right now.

Remote work can have pros/cons but it's more or less a declaration of independence for both employees and employers from having to care about market-specific housing costs in general.




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